Financial Calculators

Financial Planning
Cash Flow - Get a better idea of where your money goes by creating a personal cash flow statement.
Net Worth - Calculate what you own and what you owe - an important step in planning your financial future.
Investor Profile - Understanding yourself as an investor is important when creating an effective investment portfolio.

Education Planning
Start Education Planning Now - See how saving early can make a significant difference.
Tax Benefits of an RESP - Discover how tax sheltered growth in an RESP can build a post-secondary school education fund for your children.

Retirement Planning
Inflation and Your Retirement Income - Estimate how much more income you will need at retirement to maintain the standard of living that you have today.
Will the Money Last? - Estimate how long your retirement savings will last if you make regular, annual income withdrawals and factor in inflation.
RRIF Payment - Calculate your RRIF payment and see how long the funds will last.
TFSA vs RRSP - Find out how your marginal tax rate, and whether you invest or spend your RRSP tax refund, affects the growth of your TFSA or RRSP.

Investing & Taxes
Savings Growth - Estimate the future value of your savings by changing the investment amounts, rates of return and years of growth.
Cost of Waiting - See how much more you will have in your retirement fund if you start investing now.
Real Rate of Return - This tool determines the real rate of return on a taxable investment after taking taxes and inflation into account, and illustrates what the investment will be worth, in after tax dollars.
RRSP Tax Savings - Estimate the tax savings on your RRSP contribution. You can enter three different amounts to compare the savings.
TFSA vs Taxable Investment - Discover the tax-free growth advantage of investing in a TFSA instead of a taxable investment.
Tax Calculator - Estimate the taxes you owe based on your taxable income and the province you live in.