Financial Calculators

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Financial Planning

Cash Flow - Get a better idea of where your money goes by creating a personal cash flow statement.

Net Worth - Calculate what you own and what you owe - an important step in planning your financial future.

Investor Profile - Understanding yourself as an investor is important when creating an effective investment portfolio.

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Education Planning

Start Education Planning Now - See how saving early can make a significant difference.

Tax Benefits of an RESP - Discover how tax sheltered growth in an RESP can build a post-secondary school education fund for your children.

Retirement Planning

Inflation and Your Retirement Income - Estimate how much more income you will need at retirement to maintain the standard of living that you have today.

Will the Money Last? - Estimate how long your retirement savings will last if you make regular, annual income withdrawals and factor in inflation.

RRIF Payment - Calculate your RRIF payment and see how long the funds will last.

TFSA vs RRSP - Find out how your marginal tax rate, and whether you invest or spend your RRSP tax refund, affects the growth of your TFSA or RRSP.

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Investing & Taxes

Savings Growth - Estimate the future value of your savings by changing the investment amounts, rates of return and years of growth.

Cost of Waiting - See how much more you will have in your retirement fund if you start investing now.

Real Rate of Return - This tool determines the real rate of return on a taxable investment after taking taxes and inflation into account, and illustrates what the investment will be worth, in after tax dollars.

RRSP Tax Savings - Estimate the tax savings on your RRSP contribution. You can enter three different amounts to compare the savings.

TFSA vs Taxable Investment - Discover the tax-free growth advantage of investing in a TFSA instead of a taxable investment.

Tax Calculator - Estimate the taxes you owe based on your taxable income and the province you live in.