We believe strongly in the value of financial advice. When investing, saving for education or planning for retirement, the most important factor is YOU, and advisors know this.
Technical ExpertiseAdvisors Add Value
Advisors’ technical financial expertise provides tailored professional support with:
Financial planning for wealth accumulation and retirement
Investment portfolio allocation and restructuring
Financial Habits Advisors Help You Save More
Advisors encourage savings. They help investors understand the impact of savings on when they’ll be able to retire and the quality of retirement they’ll have. Studies on the Canadian Investor have shown:
Investors with advisors have savings rates roughly double those without advisors1
A higher savings rate could help investors retire sooner or enjoy a better quality of retirement
Be fearful when others are greedy and greedy when others are fearful.
Behavioral Support Advisors Help Keep You On Track
Advisors also provide peace of mind. Positive behavioral support helps investors avoid reacting to common emotions that can adversely affect long term portfolio growth, such as:
Selling in fear
Purchasing in a state of greed
We believe that Canadians can have the best opportunity for investment success by using the services of a professional financial advisor.
The value of active management and the value of advice go hand-in-hand. As markets and investors’ needs become more complex, active managers and advisors can have tremendous opportunities to add value.
1 New Evidence on the Value of Financial Advice - IFIC, Nov 2012